Group

Features of the ACE Group Personal Accident Policy

• No medical examination is required
• Worldwide claim service
• Covers:
  • disappearance and exposure
  • unprovoked murder and assault
  • natural perils
  • peace-time reservists training
  • radioactive emission
  • riot and strike
  • civil commotion
  • aircraft hijacking
  • suffocating by smoke, poisonous fumes, gas and drowning
  • terrorism
  • motorcycling

Classification of Occupations

Class I
Clerical, administrative or other similar non-hazardous occupation.

Class II
Occupations where some degree of risk is involved e.g. supervision of manual workers, totally administrative job in an industrial environment.

Class III
Occupations involving regular light to medium manual work but no substantial hazard which may increase the risk of sickness or accident.

Class IV
High risk occupations involving heavy manual work including hot works.
For other occupations, applications will be considered based on details received.

Group Personal Accident Benefits for All Employees

Your employees will now be able to enjoy extra benefits when you enrol in this plan. Naturally, as a benevolent employer, you would like your employees to have the best personal accident plan that will provide for their needs - especially with today’s unexpected economic climate and health concerns.

When you insure your employees under the Group Personal Accident scheme, they have the satisfaction and confidence that the company is taking the initiative to care for their needs.
The ACE Group Personal Accident plan provides comprehensive protection for all employees in the event of an accident.

Include the Group Personal Accident plan in your company's benefit scheme to give your employees a boost in confidence.

Features and Benefits

• Accidental Death - Pays the full sum insured for loss of life due to an accident
• Permanent Disablement - Pays up to 150% of the sum insured in the event of total and permanent disablement caused by an accident.
• Accident Medical Expenses - Reimburses you for medical expenses that arise from an accident. This includes outpatient and hospitalization fees incurred within 365 days of the accident.
• Weekly Indemnity - Pays a weekly income for temporary total/partial disablement resulting from accidental injury.
• Emergency Medical Evacuation - Covers all Emergency Medical Evacuation expenses up to the sum insured.
• Repatriation Expenses - Pays up to the benefit amount assisted for the return of mortal remains to the place of residence or place of regular employment.
• ACE Assistance - Our full range of assistance services is available to you 24/7 anywhere in the world.

Anyone between the ages of 16 and 70 years can enrol for this program, renewable up to 75 years.

Claims Procedures

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Contact Details