Individual

Providing You With The Necessary Protection

The ACE Personal Accident Insurance scheme is the sensible option because it provides you with a financial safety-net in the event of an accident.

Live Life With Confidence

It is always wise to be prepared for the future and this plan helps you to do just that. The ACE Personal Accident Insurance plan provides comprehensive coverage and total protection for you and your family, anywhere in the world, 24 hours a day, 365 days a year.

Flexible Program To Suit Your Requirements

With the ACE Personal Accident Insurance Plan, you have the flexibility to tailor your very own program to suit your requirements. Whatever you choose, the ACE Personal Accident Insurance Plan offers you one of the best protection options.

The ACE Personal Accident plan is designed to fulfil your ultimate objective to live life to the fullest with confidence and security. Sign up for the ACE Personal Accident Insurance Plan so you and your family can rest easy.

Individual Personal Accident-Benefits At A Glance

Compulsory Cover
Accidental Death & Permanent Disablement
Pays lump sum cash compensation in the event of Accidental Death or Permanent Disablement within 365 days from the date of accident.

Optional Cover
Temporary Total Disablement
Pays the benefit amount selected up to 75% of the weekly salary for up to 104 weeks, when an accidental injury results in total disablement preventing one from performing a substantial part of one's normal duties at work.

Temporary Partial Disablement
Pays the benefit amount selected up to 37.5% of the weekly salary for up to 104 weeks, when injury results in disablement preventing one from performing any part of one's normal duties at work.

Benefits

• Worldwide 24-hour coverage
• Insures against loss of use of limbs without actual physical severance
• Additional cover at no additional cost:
  • Disappearance and exposure
  • Non-professional sports and games
  • Unprovoked murder and assault
  • Natural perils
  • Peace-time reservists training
  • Radioactive emission
  • Riot and Strike
  • Civil Commotion
  • Aircraft Hijacking
  • Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
  • Terrorism
  • Motorcycling
• Anyone between the ages of 18 and 70 can enroll for this program, which is renewable up to 75 years of age
• Pays over and above your existing insurance plans

Exclusions

• War, civil war and any act of war
• Suicide and self-inflicted injury
• Law enforcement officer and military personnel
• Air crew
• Participation in any kind of speed contest (other than on foot) and professional sports
• Pregnancy, childbirth or its complications

All benefits and sum insured are subject to the terms, conditions and exclusions contained in the policy.

Application Form for Individual Personal Accident

Application Form for High Limit Questionnaire

Please submit your completed application form to:

Contact Details