Voluntary Employee Benefit Program

In today’s fast-moving, information-savvy society, HR professionals and employees are constantly looking at innovative benefits. The Voluntary Employee Benefit Scheme (Preferred ACE Transportable [PAT] Program) is tailored to help employers meet their employees' insurance needs at no additional costs (to the employers).

ACE recognized this necessity and started the PAT Program in 2003. This program has since evolved into a more holistic program which incorporates not just medical benefits, but also health and wellness benefits. These enhanced benefits have been extended to our existing clients based on exclusivity and on complimentary basis.

Benefits of the PAT Program

• Option for employees to select the most relevant coverage to meet their insurance needs
• Very affordable premium (based on corporate rates) and the convenience of signing up for the coverage at their workplace
• Structured for portability – the plans move with the employee
• Option for employees to have some choice of cover beyond retirement
• A tool for HR to attract and retain staff
• Raises awareness among employees about the importance of having sufficient healthcare coverage
• No minimum headcount
• Assists employees in out-of-pocket medical expenses*

*depending on the choice selected

Why employers should consider the PAT Program?

• No additional work for Human Resources
• Enhance your current Group Employee Benefits at no financial cost
• Option to include Value-Added services (including Health Screening, Workshops, Themed Seminars, Bazaar, etc)#

# The above value-added services are subject to availability and are customized according to the HR professional / HR team’s preference and benefits philosophy.

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